Our commitment lies in providing accessible, high-quality services that help empower you to look and feel your best.
If you require dental treatment but lack the necessary funds, you may be eligible for a compassionate release of superannuation for dental treatment or medical transport expenses for yourself or a dependent.
Early access to your super on compassionate grounds is permitted only for the specific expenses. You may be eligible to access your super to cover costs for:
Medical care, medical bills, dental costs and medical transportation for either you or a
dependent (this includes major dental procedures).
To determine if you’re eligible for compassionate release of your super, you’ll need to meet all of the
following:
Condition 1
You are or were an Australian or New Zealand citizen or permanent resident. If you were a temporary resident and aren’t a current Australian or New Zealand citizen or permanent resident, you’re not eligible to apply.
However, you may be eligible to access your super for dental with a Departing Australia superannuation payment
Condition 2
You meet the requirements for the specific compassionate ground you’re applying for. For dental
work, this falls under medical treatment and/or medical transport expense.
Condition 3
You or your dependant’s expense is unpaid or has been paid as a result of you borrowing money
that remains outstanding.
Condition 4
You can’t afford part or the total expense without accessing your super. For example, you can’t pay
the expense by:
● Applying for a loan
● Using your savings or a credit card
● Selling investments, shares or assets
● Accessing other relevant funding
Condition 5
You must provide all necessary supporting evidence, including medical records, invoices or quotes,
and treatment plan (if applicable).
If you’re applying for superannuation release on behalf of a
dependent, you must also provide any documentary evidence of your dependent relationship.
If you’re using your super for dental work, note that only a selection of treatments might be eligible
under compassionate grounds.
These include:
● Dental implants
● Dental restorations
● Root canal treatments
● Periodontics treatments
● Braces/orthodontic care
● O&M surgeries (oral and maxillofacial)
If you’re considering using super for dental treatment, please consult with your dentist and gather the required documentation before submitting your application to the ATO.
Your smile is within reach, and we’re here to help you every step of the way.
Early access to super is strictly regulated and only granted under specific eligibility conditions, such as compassionate grounds. This scheme is designed to assist with unpaid expenses that cannot be covered through other means, with the release amount generally limited to the actual outstanding cost.
When accessing super for dental care on compassionate grounds, you must meet all eligibility criteria and submit the necessary supporting documentation including two medical reports to support your application for early release of super to pay for dental treatment.
Disclaimer: This guide is for informational purposes only and is not intended to provide legal or financial advice or recommendations. Please consult a financial or superannuation professional or the ATO before making any decisions to withdraw from superannuation.
The information provided is based on the ATO’s guidelines on early access to superannuation as published on its website as of 17 February 2025. For the most
up-to-date and comprehensive details, please click here.
Anew Smile will not be liable for any errors, omissions, or inaccuracies in this guide.
We’re known for achieving beautiful smiles that are unique to every person. Your dream smile should exceed your expectation on look, feel and function. helping you to rediscover food, fun, and a zest for life. Start your journey by connecting with one of our judgment-free Implant specialists.
Give us a call and speak to one of our consultants to see if All on Implants™ is right for you.
1800 667 246Download our affordability guide below to find out more about our payment plan options.
Download
At anew, our team will listen to your desires and design a smile that matches. As All on Implants™ involves replacing both the teeth and gums, we aim to create the most natural, realistic smile possible that also functions as a regular smile does.
All on Implants™ can last you a lifetime if they are properly taken care of. It is just as important to regularly clean your smile with All on Implants as it is with real teeth. This will help keep everything healthy and last upwards of 20 years.
The treatment length for All on Implants™ is as little as 3 days. This will involve removal on the first day and by the third day, you will be trying in your new smile.
The cost of All on Implants™ does vary depending on the individual case, however, it starts at approximately $22,000 per arch. Once you have a consultation our team can give you a more accurate quote for your unique transformation.
All on Implants™ are designed for people who have failing or compromised teeth due to gum disease or bone loss. They are also an option for people who wear a partial or full denture due to missing teeth. To determine whether you are a candidate for All on Implants™ we recommend coming in for a consultation and our team can examine your mouth and explain your options.
.svg)
Ready to create a smile you are proud of? Achieving your new smile has never been this exciting, or possible. If you are ready to radiate confidence again, we would love to hear from you.
Book Your Free ConsultGive us a call and speak to one of our consultants to see if All on Implants™ is right for you.
1800 667 246.png)
No matter where you’re at our team would love to hear from you. There are many option to make All on Implant™ more affordable. Speak to our payment plan team to discover what might be right for you.
1800 667 246